Markets historically compensate investors for the risks they take – but a long-term time horizon is needed.

It’s easy to get spooked by market downshifts. Easy to think that playing the market is your best path to financial security.
But this short-sighted emotional reaction typically costs you in the long run:

Over the 20 years ending in 2018, the average equity fund investor underperformed the S&P 500 by 174 basis points. (DALBAR 2018 Quantitative Anlaysis of Investor Behavior).

Markets historically compensate investors for the risks they take, but a long-term time horizon is needed.
We’re committed to seeking these rewards through the calm, disciplined approach of strategic investing.

While each of our portfolios represents a different angle in the market, each is designed with the long game in mind.
Ours is a rational, steady hand – with the goal of maximum financial returns.

ETFs: Low-Cost, Tax-Efficient

The structure of ETFs gives easy insight into their target market exposure, and a real-time gauge on their value. ETFs are also typically more flexible, cost-effective, and tax-efficient than other investment vehicles with:

  • Lower expense
    ratios
    and potentially higher
    long-term returns.

  • No cash held to pay shareholder redemptionsso more of your money is invested.

  • GREATER TAX
    EFFICIENCY
    so the investor decides when to realize capital gains

  • Daily fund holding disclosurefor transparency in
    what you own.

3D’s Investment Portfolio Suite

  • 3D Global Risk-Based Portfolios using ETFs

    Using exchange-traded funds (ETFs), 3D constructs equity and fixed income portfolios into risk-based blends suited to a range of investors’ tolerances for risk. For instance, the 3D Global 60 portfolio consists of a 60% allocation to global equities and 40% allocation to fixed income – the 60/40 ratios remain constant and are periodically rebalanced to target.

  • 3D Global Risk-Based Portfolios Using DFA Funds

    Using Dimensional Funds (DFA), 3D constructs equity and fixed income portfolios into risk-based blends suited to a range of investors’ tolerances for risk. For instance, the 3D Global 60 portfolio consists of a 60% allocation to global equities and 40% allocation to fixed income – the 60/40 ratios remain constant and are periodically rebalanced to target.

  • 3D Targeted Fixed Income Strategies

    Objective: Seeks low volatility, current income using ETFs to target a time horizon as specified by the vintage year in the portfolio (i.e. 2021). At the end of the time horizon, the fund is expected to be liquidated with net proceeds returned to investors.

  • 3D Global Growth

    Objective: Provide long-term superior risk-adjusted performance over a global market index like the MSCI All-Country World Index.

  • 3D U.S.-Focused Equities

    Objective: Provide long-term superior risk-adjusted performance over a U.S. broad market index like the Russell 3000 Index.

  • 3D ESG Strategies

    Objective: Provide a stock portfolio more closely aligned with Environment, Social, and Governance (ESG) standards as measured by third-party research firms focused on assigning ESG ratings to individual companies based on their business practices.

Learn more about 3D’s investment portfolios.

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